Single Premium Calculator

Use this to project forward the future value (in real terms, ie with inflation stripped out) of a lump sum investment.

Rolls fund forward showing year by year growth

Uses Real Growth.



Single Premium to be Invested:
Real Growth , enter 4% as 4:

End of year:- Fund value (in real terms)
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Calculator Notes

This calculator assumes charges of a 5% bid/offer spread and 1% pa fund charge.

Real Growth is the difference between actual growth and actual inflation. If you expect long term inflation to be 3%, and long term growth to be 7% then enter 4. 2-4 is considered reasonable, and 5 should be considered a maximum for any serious planning (and that only if equity funds will be used).