Single Premium Calculator

Use this to project forward the future value (in real terms, ie with inflation stripped out) of a lump sum investment.

Simply shows final fund

Uses Real Growth.





Single Premium to be Invested:
Term in years that you will let the investment grow:
Real Growth , enter 4% as 4:

Fund value (in real terms)

Calculator Notes

This calculator assumes charges of a 5% bid/offer spread and 1% pa fund charge.

Real Growth is the difference between actual growth and actual inflation. If you expect long term inflation to be 3%, and long term growth to be 7% then enter 4. 2-4 is considered reasonable, and 5 should be considered a maximum for any serious planning (and that only if equity funds will be used).