Stakeholder for Spouse

The calculator below shows how large a fund could be created for your spouse by setting up a Stakeholder for them, (assuming of course that your spouse is entitled to have a Stakeholder). This could be funded not only from your income, but also by moving existing savings (yours, theirs or joint ones).

Monthly Stakeholder investment (max 300):
Years to retirement
Annual Growth Rate, enter 7% as 7:
Assumed Annuity Rate, enter 7% as 7:

Fund value
Pension
Tax Free Cash

Calculator Notes

  • Use GROSS monthly premium. Put 100 though this will only actually cost £78 (assuming that spouse is not a higher rate taxpayer. If they are, they should fund their own and get 40% relief!).
  • This calculator assumes that charges are 1%pa of fund value, ie as per Stakeholder. Your actual pension charges may vary.