A Guide to Protection Planning

Welcome to our Guide to Protection Planning. Putting in place a successful protection strategy should protect both you and your family’s lifestyle, if your income suddenly changes due to premature death or illness. It can also provide valuable protection for your business at a time when cash is most needed. But with so many different options available, we understand you may find it difficult to know what protection solutions best meet your requirements.

Our guide considers the importance of the structures you place around the ownership, management and distribution of your assets, which can have lasting consequences for you, your family and business. We can help you find the right solutions to protect your assets and offer your family and business lasting benefits.

Obtaining professional advice is essential to make an informed decision about the most suitable sum assured, premium, terms and payment provisions. We can help you create a tailored protection strategy, that meets your financial goals and needs and we’re committed to ensuring that you enjoy the best financial planning service available.

As part of our service we also take the time to understand your unique needs and circumstances so that we can provide you with the most suitable protection solutions in the most cost-effective way. If you would like to discuss the range of protection services we offer, please contact us for further information.

Life assurance

Term assurance

Pension term assurance

Whole-of-life assurance

Critical illness cover

Income protection Insurance

Long-term care

Health cash plans

Inheritance Tax Planning

Minimising an Inheritance Tax liability

Business protection

Glossary

 
Content of the articles featured in this ‘A Guide to Protection Planning’ is for your general information and use only and is not intended to address your particular requirements. They should not be relied upon in their entirety and shall not be deemed to be, or constitute, advice. Although endeavours have been made to provide accurate and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No individual or company should act upon such information without receiving appropriate professional advice after a thorough examination of their particular situation. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of any articles. Thresholds, percentage rates and tax legislation may change in subsequent Finance Acts.